Serving Charlotte and surrounding counties since 1941!

(As of May 3, 2016)

New Automobile ....... 3.90% TO 12.0%
Used Automobile ..... 4.90% TO 14.0%
Share Loan ....................... SH + 2.50%
Unsecured Loans .... 9.90% TO 16.0%
All rates stated as APR


431 Beatties Ford Rd
Charlotte, NC 28216
(704) 375-5781
(704) 375-8682 (fax)

Gastonia Branch
405 North Chester 
Gastonia, NC 28052
( 704) 917-0115
(704) 917-0116 (fax)

2146 Statesville Blvd.
Salisbury, NC 28147
(704) 637-6528
(704) 636-8932 (fax)

244 Dobson Avenue
Statesville, NC 28677
(704) 495-3052
(704) 495-3038 (fax)


As of April 11, 2016, all First Legacy CCU debit card users must use the NEW encrypted debit card. Please activate it immediately by calling 800.466.0040. Destroy your old card which has been deactivated and will no longer work. If you have not received the new card or are experiencing issues with your new card, please call First Legacy Customer Service at 704.375.5781. Disregard the phone number on the back of the card if it is different from the one listed above. For calls after hours, please leave a message and someone will return your call during normal business hours. 

We apologize for any inconvenience we have caused you.

Welcome! Joining the First Legacy Community Credit Union is easy. It's one of the smartest financial moves you can make. Once you're a member, you'll be eligible for an outstanding number of financial products and services.

Any individual who lives, works, worships or goes to school in any of the following counties can become a member. Mecklenburg, Rowan, Iredell, Cabarrus, Catawba, Alexander, Davie, Gaston, Cleveland, and Lincoln counties.

Members can now order their checks online. Members will need their reorder form with their order number. The screen will take the member through the steps, give a price and the different variety of checks that liberty offers. At anytime when the address has changed, members should go to the office to update the address in order to order their next checks. Members will not be able to change their address on the website until they contact the credit union, then they can order their next set of checks online.


First Legacy Community Credit Union
431 Beatties Ford Road
Charlotte, NC 28216

NMLS ID:       740589
Routing No.:  253075293


Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.

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All content represented on this site belongs to First Legacy Community Credit Union (except where noted). No reproduction or use may be made of this material without prior written permission of First Legacy Community Credit Union. Contact via phone or email.)